LICENSE - what you can and cannot do
=====================================

You may:
  * use these files for yourself and for as many clients or projects as you like;
  * edit anything, keep copies, back it up, print it;
  * use the outputs (your invoices, your posts, your budget) commercially without limits.

You may not:
  * resell, give away, or re-publish the files themselves, edited or not;
  * bundle them into another product that hands the raw files to a third party;
  * claim authorship of the template designs or the written content.

No warranty. Nothing here is legal, tax or financial advice - for money and contract
decisions, check the rules where you live with a professional. Refunds are yours to ask
for within 14 days through Gumroad; you do not need to justify it.
